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first_imgNICOSIA (AP) — Cyprus league titleholder APOEL parted with coach Yiorgos Donis and his staff on Thursday.He was immediately replaced by Bruno Miguel Nunes Baltazar with seven games left. The 40-year-old Portuguese coached AEL Limassol until this month.Baltazar was chosen because of his local knowledge and familiarity with APOEL’s players and opponents, club chairman Prodromos Petrides said on the team website.APOEL said it mutually agreed with Donis on his departure. The Greek had been in charge for eight months. He also coached APOEL from 2013-15, leading the team into the Champions League.Petrides said the board of directors decided a coaching change would be helpful in “fulfilling the team’s championship goals.”FILE – In this Tuesday, Sept. 26, 2017 file photo, APOEL Nicosia coach Giorgos Donis reacts during the Champions League Group H soccer match between APOEL Nicosia and Tottenham Hotspur at GSP stadium, in Nicosia, Cyprus. (AP Photo/Petros Karadjias, File)Baltazar is APOEL’s seventh coach in three years, and Petrides said the changes have all been made for the good of the team.There was much speculation about Donis’ future after APOEL lost to Apollonas Limassol 4-2 last weekend.APOEL dropped to second place in the standings behind Apollonas, casting doubt on APOEL’s chance of winning the league for a record sixth straight year.TweetPinShare0 Shareslast_img read more

first_img Continue Reading Previous Cadence tools certified for latest version of N6 and N5/N5P DRM and SPICE modelsNext Implantable wireless biosensor monitors cerebral blood flow At it-sa, Swissbit will present innovative and industrial hardware-based security solutions to protect data and devices for Internet of Things applications. Visit booth #409 in hall 10.0, where Swissbit will be co-exhibiting together with the Cyber-Sicherheitsrat Deutschland e.V., and where you will be able to discover these easy-to-integrate and retrofittable products. The latest application examples from the exhibition program are Swissbit’s fiscal memory solutions (TSE) for cash register manufacturers to provide tamper-proof cash-register recordings in Germany. A further highlight is the USB 3.1 stick, PU-50n DP with hardware encryption and access protection. At it-sa, Swissbit will be promoting its unique services for modular security products from its own advanced packaging production plant in Berlin. This includes customized shapes and sizes and the integration of various different components and functions into one robust module.Swissbit offers easy-to-integrate and retrofittable hardware-based security products enabling manufacturers to offer systems with secured devices, secure data storage and secure data communication. Swissbit security products “Made in Germany” cover many applications including secure boot and safeguarding M2M communication as well as legally compliant and tamper-proof data storage in bodycams or cash register systems. There are many scenarios where the need to store data and protect access and communication can be achieved in a single step.Swissbit’s security products are extremely robust and durable, which makes them ideal for challenging applications with long lifetime and maintenance cycles. Thanks to the use of standard interfaces, customers can develop retrofittable and upgradable applications.Our production plant in Berlin with state-of-the-art facilities for advanced packaging technologies offers services around modular security products such as customized shapes and sizes or the integration of various components and function into one robust module.From January 1, 2020 cash registers in Germany need to be fitted with certified technical security equipment (TSE) to provide tamper-proof recordings of cash register data. Swissbit’s TSE solution comes in the form of USB sticks, SD or microSD cards offering an easy implementable and retrofittable fiscal memory solution. Cash register manufacturers can very easily integrate the Swissbit TSE solution into conventional or PC based cash register systems. The connection is made through a USB, SD or microSD interface. Swissbit provides a Software Development Kit, drivers and support for Windows, Linux, Android and embedded systems. The future proof Swissbit solution is cost-effective and easily scalable because it can be used for stand-alone devices or in LAN configurations with several devices and parallel TSE.Swissbit is a highly skilled specialist with over 20 years’ experience in sophisticated industrial memory and security solutions. For more than three years, Swissbit has been delivering tried and tested fiscal solutions for the fiscal market in France and other EU countries. Since September, Swissbit’s fiscal solution has also been certified for use in Slovakia.Another product example of Swissbit’s high manufacturing expertise and the company’s innovative, highly flexible security concept is the USB 3.1 stick, PU-50n DP, with integrated hardware encryption and access protection. Similar to a credit card, the stick features a retry counter that blocks access following a defined number of failed password attempts. PU-50n DP serves as a GDPR (EU General Data Protection Regulation) compliant pocket-sized memory stick and as license and configuration token for industrial automation applications.Share this:TwitterFacebookLinkedInMoreRedditTumblrPinterestWhatsAppSkypePocketTelegram Tags: Chips & Components last_img read more

first_imgKim Reynolds is the fifth governor in the country to “opt in” so Iowa agencies may buy A-T-and-T contracts for high-speed cellular service that provides “first responders” with priority access during times of crisis. Reynolds says A-T-and-T’s “FirstNet” service also will help agencies communicate across state lines.Audio Playerhttp://kscj.com/wp-content/uploads/2017/07/firstnet1.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.About five years ago, federal officials awarded A-T-and-T nine BILLION dollars to start creating a NATIONAL network that would divert private traffic from mobile networks and give public safety agencies like police and fire departments nearly all the bandwidth in a critical emergency. Governors have until the end of the year to start creating that kind of emergency network on their own — or do as Reynolds has and opt for the one A-T-and-T is developing.David Ness, a captain in the Des Moines Police Department, says the 9-11 Commission called for first responders to get “first access” to cellular towers and data networks in times of crisis.Audio Playerhttp://kscj.com/wp-content/uploads/2017/07/firstnet2.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume.The governor’s “opt in” agreement, however, does NOT require ANY Iowa agency to break current contracts and sign up for A-T-and-T cellular and data service. Signing up for A-T-and-T’s “FirstNet” service is voluntary. A-T-and-T officials say their company has spent nearly 150-million dollars over the past three years to increase the speed of its network in Iowa and more money will be invested here in the future. According to the state government’s “Connect Iowa” program, only a third of the territory in Iowa has access to advanced, high-speed broadband.last_img read more

first_imgLazio ‘We achieved something remarkable’ – Inzaghi hails Lazio’s historic win at Juventus Matt Dorman Last updated 2 years ago 06:35 10/15/17 FacebookTwitterRedditcopy Comments(1) Lazio - cropped Getty Images Lazio Juventus v Lazio Juventus Serie A Lazio’s dramatic win away to Juventus will “go down in the history of the club” according to manager Simone Inzaghi. Simone Inzaghi lauded Lazio’s come-from-behind 2-1 win at Juventus as a landmark moment in the club’s 117-year history.Ciro Immobile inspired an admirable recovery from a half-time deficit as the visitors broke Juve’s remarkable 57-match unbeaten run at home in all competitions.7/1 for 0-0 draw in Milan Derby Article continues below Editors’ Picks Why Barcelona god Messi will never be worshipped in the same way in Argentina Lyon treble & England heartbreak: The full story behind Lucy Bronze’s dramatic 2019 Liverpool v Man City is now the league’s biggest rivalry and the bitterness is growing Megan Rapinoe: Born & brilliant in the U.S.A. The win also saw Lazio move level with the champions on 19 points, five shy of early pacesetters Napoli.And former Italy forward Inzaghi, who guided the Biancocelesti to fifth last term, says his side deserve the respect of Serie A’s title contenders.”It is only right that people talk about Lazio as we achieved something remarkable this evening,” Inzaghi told Mediaset Premium.”The lads deserve credit for a result that will go down in the history of the club.Paulo Dybala Juventus Lazio Serie A“I did get the feeling we could hurt Juve if we just hung in there. Some people said we would be in ninth or 10th place this season, which is unfair, so now it is only right that people talk about us.”Lazio’s two goals each arrived within 10 minutes of the restart as Immobile came back to haunt his former club with a match-turning brace.Inzaghi insists he was always confident in the team’s ability to respond to Douglas Costa’s opener.”I said to the lads at half-time that we could have done better in the final third and just had to work on that final ball,” he said.”We were doing okay, but to win we needed to give something more, have clear heads and play without pressure.”In the second half we felt freer, we were doing the moves that we had worked on in training.”It is never easy with the fans and atmosphere in Turin, as there is a reason they have not lost here in almost three years.”last_img read more

first_imgTransfers Transfer news & rumours LIVE: Ronaldo’s incredible Madrid demands – including contract until he’s 39! Goal Last updated 1 year ago 02:15 6/6/18 FacebookTwitterRedditcopy Comments(14) Cristiano Ronaldo Portugal 2017-18 Getty Images Transfers Primera División Premier League Ligue 1 Bundesliga Serie A Goal takes a look at the biggest transfer news and rumours from the Premier League, La Liga, Serie A and beyond Ronaldo’s astonishing €75m wage demandsCristiano Ronaldo apparently wanted €75 million (£66m/$88m) a year, an increase of over €30m (£26m/$35m) on his current deal, to commit his future to Real Madrid, claims Cadena COPE. The Portugal international’s future at Madrid is currently up in the air after he hinted he could be leaving the club following the Champions League final .And he apparently wants a six-year deal until 2024 to stay at the Bernabeu – a contract that would take him through to 39 years old. Article continues below Editors’ Picks Goalkeeper crisis! Walker to the rescue but City sweating on Ederson injury ahead of Liverpool clash Out of his depth! Emery on borrowed time after another abysmal Arsenal display Diving, tactical fouls & the emerging war of words between Guardiola & Klopp Sorry, Cristiano! Pjanic is Juventus’ most important player right now Zidane’s Real exit down to Hazard & De Gea disputeAn argument with Real Madrid president Florentino Perez over the potential signings of Eden Hazard and David de Gea played a role in Zinedine Zidane’s resignation, claims The Sun. The Frenchman announced his shock departure just days after winning a third consecutive Champions League crown, leaving many to question his reasons.The newspaper reports that a key factor was a clash of opinion with Perez, who did not share Zidane’s desire to sign Hazard from Chelsea, while the Frenchman did not agree with the president’s ongoing pursuit of Manchester United goalkeeper De Gea. Man Utd reach agreement to sign FredManchester United have announced an agreement with Shakhtar Donetsk for the transfer of midfielder Fred.The finishing touches are now being put on the £52.5 million (€61m/$70m) signing, with the Brazil international arriving for a medical on Monday.Read the full story on Goal right here!Arsenal sign LichtsteinerArsenal have announced the signing of right-back Stephan Lichtsteiner from Juventus on a free transfer.The 34-year-old Swiss international becomes Unai Emery’s first signing as Gunners manager.Lichtsteiner joined Juve from Lazio in 2011 and won the Serie A title in all seven of his seasons in Turin. Read the full story on Goal right here!De Gea ‘happy’ at Man UtdDavid de Gea says he is “happy” at Manchester United amid renewed speculation that Real Madrid want to sign him.The Spanish goalkeeper has long been linked with a move to the Bernabeu although he says he is remaining “calm” and that he is content with where he is at the moment.Check out the full story on Goal! Sokratis snubs Man Utd for ArsenalSokratis Papastathopoulos rejected Manchester United in favour of a move to Arsenal, his father has revealed.Goal confirmed reports in late May which suggested a deal was almost done for the Greece international, and he has now travelled to England to put the finishing touches to a summer transfer.Check out the full story on Goal!Boateng targets Barcelona or Man Utd moveLevante striker Emmanuel Boateng says he wants to play for one of the biggest clubs in the world within the next five years.The Ghanaian says that both Barcelona and Manchester United “excite” him as he plots a move away from the Liga side who finished 15th in the table in the 2017-18 season.Check out the full story on Goal! Man City expect scramble for Jorginho Manchester City are preparing for Napoli to make their lives difficult in their pursuit of midfielder Jorginho.City board member Alberto Galassi has admitted that the Premier League champions are following the Italy international but feels talks could drag until close to the transfer deadline.Click here for the full story on Goal! Neymar in London for talks with TuchelNeymar is set to hold talks with new Paris Saint-Germain coach Thomas Tuchel in London over his future, The Sun  reports.The Brazilian attacker is in England for his country’s friendly against Croatia and the newspaper reports Tuchel arrived this week.Neymar continues to be linked with a move to Real Madrid and may be looking to sound out the former Borussia Dortmund boss to see if their ambitions align ahead of next season.Dalot set for Man Utd medicalDiogo Dalet is set to have a medical at Manchester United to complete a move from Porto, according to Sky Sports . Goal revealed last week that the Red Devils are confident of landing the 19-year-old full-back by triggering his €20 million (£17.5m/$23m) release clause  and the deal looks set to be completed in the coming days.Rooney not wanted by EvertonEverton are set to tell Wayne Rooney that he is allowed to leave this summer,  The Mirror  claims.The England international has been linked with a move to MLS in recent weeks and is no longer wanted by the Toffees following the arrival of technical director Marcel Brands and new manager Marco Silva.Umtiti wants Griezmann at BarcaBarcelona defender Samuel Umtiti has committed his future to the La Liga champions and is now hoping his France team-mate Antoine Griezmann will join him.Umtiti, who signed a new deal with the club Monday, admitted he has not discussed the matter with the forward, but thinks it would be “fantastic” if he were to make the switch this summer.Read the full story on Goal! Strootman happy at RomaRoma midfielder Kevin Strootman does not want to be drawn into discussions into his future and declared himself happy to be at Roma.The midfielder has been linked with a move away from the capital club this summer but speaking after the Netherlands 1-1 draw against Italy, Strootman said he “has a contract”, had not signed with another club, and that he was happy in Rome.Read the full story on Goal! Pastore wages could end West Ham moveJavier Pastore’s wage demands could put an end to a potential move to West Ham, says Sky Sports . The Premier League side hope to sign the midfielder from Paris Saint-Germain, but are reluctant to match the wages he is being paid in Paris and his demands of £190,000 per week are said to be too high.Juve eye Eriksen as Pjanic successorJuventus see Christian Eriksen as an ideal replacement should Miralem Pjanic leave the club in the near future,  Calciomercato reports.The Bianconeri have no intention of selling Pjanic, but fear a gigantic bid could force their hand in the summer and they are looking for alternative options.Eriksen has emerged as their top target, but are aware Tottenham will set a huge asking price.Inter enter race to sign MalcomInter are the latest team to join the list of clubs hoping to sign Malcom from Bordeaux, according to  Calciomercato . The 21-year-old winger is expected to leave the Ligue 1 side after an impressive season and has already attracted interest from Manchester United, Arsenal and Liverpool, but Inter are set for talks with his agent and will discuss a potential move.Liverpool table €90m Oblak bidLiverpool have stepped up their efforts to land Atletico Madrid goalkeeper Jan Oblak by tabling a €90 million (£79m/$105m) bid, claims Don Balon .The Reds are expected to bring in a replacement for Loris Karius this summer following his disastrous showing in the Champions League final.Oblak has been a long-standing target for the Reds and Jurgen Klopp has now made a move for a man with a €100m (£87m$117m) release clause.Leicester want City player in Mahrez dealLeicester City want Manchester City to include Patrick Roberts in a part-exchange deal for Riyad Mahrez, The Telegraph reports.City are in talks with the Foxes over the Algeria star and are looking to seal a £60 million (€68m/£80m) move in the close-season.Leicester hope to make sure they land a good talent to replace one of their key men and hope City will let the 21-year-old go.Mane agrees to join MadridLiverpool forward Sadio Mane has agreed a deal to join Real Madrid, according to France Football. Though no agreement has been reached between the two clubs – with  Goal understanding the Reds would not be willing to sell at any price – the Senegal international was happy to leave Anfield for Santiago Bernabeu.The deal could now be in jeopardy, though, with Zinedine Zidane’s departure from Madrid potentially set to alter the Blancos’ transfer plans.Arsenal lead way for FellainiArsenal lead the way in the race to secure Marouane Fellaini’s signature, according to the Times. Although Manchester United are trying to tie the Belgian to a new contract and AC Milan are also in the hunt, it is the Gunners who are out in front.Unai Emery had previously tried to sign him when in charge of Paris Saint-Germain.last_img read more

first_imgNEW DELHI: Capping a landslide election victory, Prime Minister Narendra Modi will take oath along with a new council of ministers on Thursday for a second term, as suspense mounted on who will get the Big Four berths-Home, Finance, Defence and External Affairs.Top opposition leaders, corporate top honchos, film stars, chief ministers and a galaxy of leaders from BIMSTEC countries will be on hand to watch President Ram Nath Kovind administer the oath of office and secrecy to 68-year-old Modi and his ministerial colleagues at the forecourt of majestic Rashtrapati Bhavan. Also Read – Dussehra with a ‘green’ twistModi and BJP president Amit Shah held a marathon meeting for the second consecutive day on Wednesday during which they are learnt to have finalised the broad contours of the new ministry that is expected to have some new faces besides retaining most of the senior ministers. Many BJP leaders are of the view that most key members of the previous Cabinet could be retained. Some changes, though, are likely to be made to accommodate allies like Nitish Kumar’s Janata Dal United and the Akali Dal and also to ensure representation of Bengal, Odisha and the northeast – new zones that have embraced the party. Also Read – India receives its first Rafale fighter jet from FranceNearly 8,000 guests will attend the swearing-in of Prime Minister Narendra Modi at the Rashtrapati Bhavan on Thursday, making it the biggest-ever event held in the historic premises. While the guests attending the event will be treated to high tea, President Ram Nath Kovind will host a private dinner for the leaders from Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (Bimstec) countries as well as Kyrgyz President Sooronbay Jeenbekov and Mauritian Prime Minister Pravind Kumar Jugnauth – who have all confirmed their presence. The visiting foreign dignitaries will be treated to the choicest vegetarian and non-vegetarian dishes that include soup, fish, chicken, vegetables and “Dal Raisina” – a special delicacy of the Rashtrapati Bhavan that takes 48 hours to cook – among other delicacies. The swearing-in will be held in the forecourt of Rashtrapati Bhavan, the same venue as in 2014. The Bimstec leaders attending the event include Bangladeshi President Abdul Hamid, Sri Lankan President Maithripala Sirisena, Myanmarese President U Win Myint, Nepali Prime Minister K.P. Sharma Oli and Bhutanese Prime Minister Lotay Tshering. Thailand will be represented by its Special Envoy Grisada Boonrach. The chief ministers of Congress-ruled states, the chief ministers of Odisha, Kerala and Bengal will skip the ceremony. Delhi Chief Minister Arvind Kejriwal, Telangana CM, YSRCP president Jagan Mohan Reddy are also expected to show up at the grand event. The invitation to opposition leaders is seen as Modi’s move to reach out to them following the fiercely fought election in which the BJP registered a massive victory.last_img read more

first_imgIndore: Electoral bonds worth Rs 5,851.41 crore were bought by donors to fund political parties between March 2018 and May 2019, of which 80.6 per cent were redeemed in New Delhi, where the headquarters of major parties are located, reply to an RTI query has revealed. Chandrashekhar Goud, an RTI activist based in Madhya Pradesh’s Neemuch, Sunday shared the information furnished by the State Bank of India (SBI) in response to his two queries. Political parties sold electoral bonds worth Rs 874.50 crore in 10 phases in New Delhi to raise funds, but the value of bonds redeemed in the national capital was more than five times at Rs 4,715.58 crore, he said. Also Read – Uddhav bats for ‘Sena CM’Electoral bonds worth Rs 1,782.36 crore were purchased in Mumbai, the financial capital of India, but only seven per cent of them worth Rs 121.13 crore were encashed there, Goud said. Bonds worth Rs 1,389 crore were sold in Kolkata, but just 12 per cent of them worth Rs 167.50 crore were redeemed in the West Bengal capital, he added. Electoral bonds worth Rs 195 crore were sold in the Karnataka capital, Bengaluru, but just one per cent of them worth Rs 1.5 crore were redeemed there, Goud said. In Hyderabad, bonds of Rs 806.12 crore value were sold, but worth Rs 512.30 crore were redeemed there, Goud said quoting the RTI reply.last_img read more

first_imgVANCOUVER, B.C. — Kim and Susan Gamble from Dawson Creek have been announced as the winners of the Lotto 6/49 Guaranteed Prize from the draw on April 28th.Kim and Susan purchased the winning ticket at the 7-Eleven in Dawson Creek. sometime between Thursday and Saturday evening. The couple says that the reality of their win is sinking in as they share the news with more of their friends and family. They said that their winnings will go towards new home renovations and a trip to Hawaii.“We heard there was a winning ticket sold in Dawson Creek so I decided to check my ticket on the Lotto App,” said Kim. “As soon as I scanned it, I instantly froze up and was speechless.” “I didn’t know what Kim was looking at so I popped my head over to see the app and instantly froze up too,” said Susan. “It was a speechless moment frozen in time. It’s hard to explain the shock but we just couldn’t believe our eyes.”In addition to the $1 million prize, the April 28th draw featured 50 additional guaranteed prizes, seven of which were won in B.C.last_img read more

Thalia Semplonius (right) is comparing well-being of older adults with that of Brock undergrads.Stress.Just hearing the word sends a jolt through us as we scramble to meet deadlines, pay the bills and face a host of other challenges. Many of us think we’ll be less stressed out in our golden years.But is that the case? Graduate student Thalia Semplonius is aiming to find out.Semplonius is seeking people 60 years and older to answer a range of questions that measure their sense of well-being.“We want to know how they’re dealing with stress, and how social activities might help them manage stress,” says Semplonius. “What’s making them stressed? What’s making them happy?”But there’s a twist to her research: Semplonius is using a similar questionnaire that a long-running Brock University study is using to examine stress levels and well-being in Brock undergraduate students.She plans to examine similarities and differences in the questionnaire results of the young and older adult groups.Comparing what promotes health and well-being in young and older adults gives us important clues about how we can develop well-being as we age, says Semplonius.One of these well-being factors is emotion regulation. This is where we manage our emotions in healthy ways so that we don’t act destructively or impulsively when under stress.“For example, emotion regulation is thought to improve with age, but few direct comparisons of emotion regulation have been made between these two age groups,” she explains. “This is important because aging often is seen as a time of decline, and this may not be true in some domains, especially for the young-old who are very active.”Another unique feature of the research is that Semplonius aims to make this a “longitudinal study,” meaning that the same people who answer the questionnaire now can do so next year and in subsequent years. Student participants in the Brock study, for instance, have been filling out the questionnaire for six years now.A longitudinal approach helps researchers see trends and changes over time, explains psychology professor Teena Willoughby, who is supervising Semplonius’ research.“The longitudinal nature of this study will be critical in increasing our understanding of how well-being, stress, and emotion regulation strategies change over time and across age, and will help identify key activities that might support positive adjustment,” says Willoughby.This approach can also help to shed light on the “chicken-or-the-egg” question: does well-being lead to better emotion regulation strategies over time? Or does the development of emotion regulation strategies lead to happiness and well-being over time?“I’m expecting that the older adults will show fairly positive emotion regulation strategies and well-being,” she says. “Young adults are still developing these emotion-regulatory skills whereas adults who are older may already have these skills in place.”Beyond the comparison aspect of the research, knowing more about what promotes wellbeing in older adults and how they handle stress can lead to better programing and better initiatives for Niagara’s older adults, which is particularly important as Niagara recently started its Age-Friendly Community Initiative,” says Semplonius.The well-being questionnaire can be completed either online or with a paper/pencil method. For those who complete the questionnaire on paper, the survey and consent forms simply can be mailed back with the provided stamped and addressed envelopes.People 60 years of age and older who wish to participate in the study can contact Thalia Semplonius at: ts11jy@brocku.ca read more

TORONTO — After enduring bidding wars and skyrocketing home prices, would-be homebuyers are facing a relatively new dilemma: jump in to take advantage of lower national average prices or tread cautiously to avoid making a costly mistake.While current conditions may be too hard to resist, prospective homeowners should be in no hurry to make the largest purchase of their lives if they’re nervous about a coming economic slowdown and eventual recession, says the author of a book forecasting a housing crash in Canada that takes a decidedly contrarian view to that of the real estate industry.“I would say wait,” says Hilliard MacBeth, portfolio manager at Richardson GMP in Edmonton and author of the recently updated “When the Bubble Bursts: Surviving the Canadian Real Estate Crash.”“When prices are flat or falling, renting is always financially more successful than buying.”The Canadian Real Estate Association’s most recent market forecast released in June projected the national average price would edge down 0.6 per cent to around $485,000 this year following a 4.1 per cent drop in 2018. Home sales softened last year in the wake of new mortgage stress test rules and a rise in mortgage rates.Still, CREA’s most recent figures show the national average price for a home sold in May was close to $508,000, up 1.8 per cent from a year ago.Elevated home prices are squeezing some would-be buyers out of the market, sending others to seek out smaller homes and leaving some homeowners in a cash crunch.The Canada Mortgage and Housing Corp. said in May that household debt reached a record high at the end of last year even as mortgage activity slowed compared to a year earlier. Canadians debt-to-income ratio hit a record high of 178.5 per cent in the fourth quarter last year as mortgage holders continued to take on non-mortgage debt.International reports have suggested the Canadian economy could be at risk due to overinflated house prices.Canada’s largest real estate markets are at the highest risk of a major price correction since the 2008 financial crash when the U.S. housing bubble burst sending housing prices lower, said an International Monetary Fund report.The Bank of Canada said in May that housing prices in key markets of Toronto and Vancouver have cooled, but imbalances in real-estate markets are still an important vulnerability in Canada’s overall financial system.However, Canada’s Business Development Bank said that it doesn’t see a crash coming because the economy is doing well and job growth is strong.“As long as people continue to work, they will likely to be able to meet their debt repayments,” it wrote in April.MacBeth believes Canadians’ heavy debt loads and run-up in housing prices in recent years put the country’s housing market on the path to a dramatic correction that will be worse and last longer than what the United States experienced more than a decade ago.“Given that scenario it would be best to wait because the U.S. bubble when it crashed, it took four years to bottom, so one would expect that a larger bubble in Canada would probably take at least that long and probably a little bit longer.”Restoring affordability to housing will require a 40 to 50 per cent decrease in prices from the peak, he said.Prices have come down in Vancouver and while true affordability may never be restored in Toronto, the market is softer.Those in the real estate industry have a different view of what the softening market means for potential buyers and point to historical trends that suggest home purchases are always a wise investment.Phil Soper, chief executive of Royal LePage, one of the country’s largest real estate firms, believes the cooling presents buyers with great opportunities to profit in the long-term as housing inevitably appreciates in value. Canada’s housing market doesn’t have a history of severe depreciations even in tough times and that over several decades, Canadian home prices have appreciated more than five per cent per year, he said.He cautioned buyers not to try to time the housing market by waiting for the ultimate bottom.“Slowdowns are really hard to predict. It’s not necessarily going to happen,” he said.“We’re probably going to see an American recession sometime over the next couple of years which will slow the market in Canada but not necessarily so. And if history is any guide you’ll do well in almost any place in Canada.”The housing market tends to adjust during economic downturns or recessions because the number of homes listed for sale plummets and the number of buyers decrease so supply and demand remains largely in balance.“If you look back over the last 20 or 25 years there have been very few periods where we actually had a drop in prices for more than 12 months in most markets,” said Craig Hennigar, director of market intelligence at Colliers International.With prices flat, and houses sitting longer without offers, it’s a great time to be buying because there is less competition and more opportunity to include conditions such as financing and inspection, says Hennigar.Mortgage rates are also so low that more of the monthly payments can go to principal.The decision to buy a house is more about it meeting your personal needs than it is price and value, he said.“Once you’re used to paying your mortgage do you care what your house is worth until you want to sell it,” Hennigar said.“So it’s really a forced savings. It’s a great tax-free investment that really supports your ability to live your life, which is probably the more important question, but people do get hung up on pricing.”Ross Marowits, The Canadian Press read more

Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. However measures which the Treasury said received the “most noteworthy” support were encouraging greater use of recycled plastic in manufacturing rather than new plastic, and discouraging the use of difficult to recycle plastics, like carbon black plastic. It comes after the Treasury received a “record breaking” response for the idea, with 162,000 replies from businesses and members of the public. The vast majority of respondents to the consultation, called “tackling the plastic problem”, said they would back a tax charge on single use plastic items including cups, plastic cutlery, lids and straws.  The Treasury said the responses would help shape policy ahead of the next Budget in November.  Also included on the shortlist of favoured policies were reducing demand for single-use plastics like coffee-cups and takeaway boxes and encouraging recycling instead of incinerating rubbish. Louise Edge, senior plastic pollution campaigner at Greenpeace, said: “Public outrage over the issue of plastic pollution has been explosive over the past year or so. It’s hardly surprising when you see the impact of plastic on wildlife and our oceans, and when it’s clear that so many companies are still pumping out throwaway plastic with no regard for the damage it causes.”The so-called latte levy on disposable coffee cups seems inevitable now, but that should be just the tip of the iceberg. This is a public mandate to end the age of throwaway plastics.”  “Our focus is on the producers of those plastics and the retailers who are making the decisions about the types of plastic we see on the shelves, rather than the consumer. “If you read the responses [to the consultation] this is an industry which is very price sensitive so we do believe there is evidence that a tax incentive would be likely to shift behaviour towards more recycled materials. “We have a lot more work to do in the run up to the Budget but we have set out the areas that came up very strongly are the ones we are now doing more work on.”  In his last Budget the Chancellor referenced the BBC’s Blue Planet 2 as he announced an investigation into how the tax system and charges on single-use plastic items might be used to reduce waste. “I want us to become a world leader in tackling the scourge of plastic,” he said at the time.  He added that the details of any plastic tax announced at the Budget, such as the amount businesses will be charged, and which items will be included, have not yet been decided. A plastic tax will soon be introduced by the government to curb the use of non-recyclable plastic items such as drinking straws, single use cutlery and black food trays, ministers have indicated. The Treasury is working on the details of a new and wide-reaching plastic tax which is expected to be announced in the next Budget. The levy is likely to be applied to businesses producing “bad” plastics to encourage them to switch to more environmentally friendly materials, which are less damaging to the earth. However the cost of such a tax would end up being passed onto consumers through higher prices until shops stop using materials hit by the plastic tax.It is thought these could include a wide range of items including bottles, single use cutlery, drinking straws, takeaway packaging, fruit netting, cling film, crisp packets and plastic wrap.  On Friday the Exchequer Secretary, Robert Jenrick, said: “Our primary interest is in how we can persuade the producers of plastic materials and the retailers to choose recycled materials wherever possible rather than new virgin plastics and to deter them from using those types of plastics which are extremely hard or impossible to recycle like black carbon plastic.  read more

first_img Share24 Tweet Email Short URL 7 Comments https://the42.ie/3299580 14,950 Views ‘You grew up going to Croke Park watching Wexford play, or Waterford… or Kilkenny’ Ireland and Wales met at the GAA’s headquarters 10 years ago this week. Follow us: the42.ie ‘We are a very good team when we’re at our best’: Bale and Ramsey fit and ready for Dublin‘If you think our mindset is a draw, then you are sadly mistaken. We’re here to win’ – Keanecenter_img Tweet thisShare on FacebookEmail this article WHILE IRELAND AND WALES face off in a World Cup qualifier on Friday, this week also marks the 10-year anniversary of a significant past meeting between the nations.On Saturday, 24 March, 2007, John Toshack’s side travelled to Dublin as part of the Euro 2008 campaign.With Lansdowne Road under construction, however, the fixture was relocated to Croke Park for the first time. One month after the Jones’ Road gates were opened to rugby for Ireland’s historic Six Nations matches against France and England, football would make its debut at the home of the GAA. O’Shea alongside former Manchester United team-mate Ryan Giggs with (left) Lee Carsley and (right) goalscorer Stephen Ireland in the background. Source: Tom Honan/INPHOHaving taken over from Brian Kerr a year previously, the reign of Ireland boss Steve Staunton appeared to be in serious danger after an abysmal 5-2 defeat to Cyprus in Nicosia and the embarrassingly 2-1 victory over San Marino thanks to Stephen Ireland’s injury-time winner.At Croker, the talented Manchester City youngster started in a five-man midfield alongside Jonathan Douglas, Lee Carsley, Kevin Kilbane and Damien Duff, while a youthful Paul McShane was the most inexperienced player in a backline also featuring John O’Shea, Richard Dunne and Steve Finnan.Shay Given was named between the sticks with Robbie Keane playing as the lone striker.The Welsh, on three points after as many matches, were led by talismanic captain Ryan Giggs and the lively Craig Bellamy started up front. Elsewhere, 17-year-old Gareth Bale of Southampton lined out a left full-back. Tuesday 21 Mar 2017, 8:22 PM By Ben Blake Damien Duff tracks Gareth Bale. Source: AP/Press Association ImagesIn a dour affair played in front of 72,539 fans, Stephen Ireland — who would earn his sixth and international final cap later that year — once again proved the hero with the only goal of the game.The midfielder latched onto Keane’s through-pass on 39 minutes and ghosted past Wales goalkeeper Danny Coyne before squeezing the ball home from an acute angle. Source: sp1873/YouTubeThe result would ease some of the pressure on Stan, but only temporarily as he was sacked after the 1-1 draw with Cyprus that October. A month later, caretaker boss Don Givens took over for the corresponding fixture with Wales in Cardiff, which ended in a 2-2 draw.Ireland missed qualification and finished third in the group behind the Czech Republic and Germany, while Wales were two points back in fifth.John O’Shea and Kevin Doyle are among three players in the current squad (Aiden McGeady is the other) who featured for Ireland the day.This afternoon, the pair were asked for their memories of the game…O’Shea: We won anyway.Doyle: Stephen Ireland scored a good goal. I remember being injured in the lead-up to it and I was desperate to get back fit as I wanted to play in that first game. I think I came on in the second half.We won the game? There was a good, positive atmosphere — the first game in Croke Park and it all went off well. I’m sure we all, well I know I did… you grew up going to Croke Park watching Wexord play or Waterford… or Kilkenny.Who did you (looks at O’Shea)? Whoever is doing well, John supports.O’Shea: Sly dig! My dad’s a Kilkenny man so that’s how I grew up. When I was old enough myself, that’s when I was a Waterford man.Doyle: I was proud to play at the time. My mother played there when she was young and it was nice to able to follow that.O’Shea: Thankfully we won and it was a historical occasion too. I remember the victory for us but at the time too, the rugby, Ireland playing England, it was historic so to be part of that was very special.Watch O’Shea and Doyle discuss it: Source: The42.ie/YouTubeThe42 is on Instagram! Tap the button below on your phone to follow us! Mar 21st 2017, 8:22 PM last_img read more

first_img Image: Brian Lawless/PA Images Image: Brian Lawless/PA Images THE BODY OF a man has been found in Co Cork this morning.Gardaí are investigating the sudden death of the man, who is in his 30s, after his body was discovered on Parnell Place at approximately 6am.It is understood that his death is being treated as a tragic incident.A garda spokeswoman said that the man’s body is still at the scene, and that their investigations are ongoing.  43,707 Views Friday 26 Apr 2019, 10:00 AM 10 Comments By Stephen McDermott Apr 26th 2019, 10:00 AM Body of man in his 30s discovered in Cork The man’s body was discovered at around 6am this morning. Tweet thisShare on FacebookEmail this article Share Tweet Email1 Short URL https://jrnl.ie/4607701 last_img read more

first_imgStay on target 2017 has not only been a great year for gaming overall, but it has also seen plenty of LEGO titles drop. The LEGO game party will keep rolling this Fall with the release of The LEGO Ninjago Movie Video Game. Today, TT Games and Warner Bros. Interactive have released a brand-new trailer spotlighting one of the title’s most notable modes — the Challenge Dojo.In Challenge Dojos, players will have to face off against endless waves of plastic enemies while trying to get the highest score possible. As you can see from the trailer below, you can use a plethora of special moves to dispatch foes. Not only will players face off against hordes of standard enemies, but they’ll also have to go head-to-head with “classic” villains which provide more of a challenge.The LEGO NINJAGO Movie Video Game is based on the upcoming LEGO Ninjago movie. It will feature eight large, open areas right from the movie. The game will also include locations and characters from the Ninjago TV show. Every location contains a wide variety of secrets to discover and enemies to battle. Each also has its own Challenge Dojo. Battle Maps let players face off against each other in four different game modes.Even if you aren’t looking forward to watching the LEGO Ninjago movie, the game seems like it will be a ton of fun on its own. It is a LEGO title, and those are almost always worth playing. Yes, you may have already played LEGO Worlds and LEGO City Undercover this year, but I think you can make room for another LEGO title in your collection.The LEGO NINJAGo Movie Video Game is set to release on September 22 for the PC, Nintendo Switch, PlayStation 4, and Xbox One. The movie will hit theaters on the same day.Let us know what you like about Geek by taking our survey. The New Lego UCS Imperial Star Destroyer Is Nearly Four Feet LongLego Makes Building Sets Accessible to the Blind last_img read more

first_imgGennaro Gattuso was rewarded for his side’s improvement and he signed an extended deal until 2021 with AC Milan – and he believes that he will be able to bring the old famous team back.This season was very unsuccessful for the Rossoneri under Vincenzo Montella – but then, Gattuso took over and he managed to bounce back with his team and to fight for the top spots.The former midfielder spoke about his side’s future and his new contract as he said, according to Football Italia:“I am very proud and it was a special moment.”Maurizio Sarri, JuventusMaurizio Sarri satisfied despite Juventus’ draw at Fiorentina Andrew Smyth – September 14, 2019 Maurizio Sarri was satisfied with Juventus’ performance on Saturday afternoon after finishing a tough game at Fiorentina 0-0.“Now we have to continue our journey. I promise to work hard and bring Milan back where it belongs. There’s a lot of pressure, but that doesn’t trouble me.”“I want to thank (CEO Marco) Fassone and (director of sport Massimiliano) Mirabelli, as this summer they had the idea of calling me for the Primavera job and I owe everything to them.”“I thank everyone at the Milanello training ground and the lads I’ve coached so far. If I signed this contract, it is thanks to them.”last_img read more

first_imgReserving event space at one of Clark County’s parks will become easier next year, officials say, and that comes as good news to Judith Even of Ridgefield.For years, she’s been organizing the Jones family reunion at Lewisville Park, outside Battle Ground. But 2014 could become the first year when the reunion doesn’t happen, at least not at Lewisville, and that’s cause for frustration.She wasn’t able to reserve her preferred spot Monday, the sole day on which the county took in-person and phone reservations on a first-come, first-served basis.After spending 2.5 hours on the phone attempting to lay claim to one of the park’s shelters, only to be put on hold, she made her way down to the Clark County Operations Center to reserve a spot in person. By the time she got there, around 1 p.m., she was told the park was already booked solid.“The whole thing is frustrating,” she said. “Anything has to be better than this.”The county plans to ease some of that frustration this spring by creating an online system for reserving park space. The system would allow prospective park users to reserve a spot up to a year in advance.last_img read more

first_imgA round-up of some of November’s stand-out facts and figures relating to employee benefits.29% of female workers earn less than the living wage (Source: KPMG)£8.25 is the new living wage rate recommended by the Living Wage Foundation42% of respondents affected by critical illness have to make lifestyle changes in order to cope with the financial impact (Source: Scottish Widows)95% of respondents feel a responsibility towards helping staff engage with the workplace pension (Source: Aegon UK)21% of respondents plan to release cash from their pension funds over and above their tax-free lump sum while they are still working (Source: Portus Consulting)73% of Getty Images’ 300 employees have engaged with its financial wellbeing programme since its launch in August 2014last_img read more

first_imgSenator Bill Wielechowski plans to file a lawsuit Friday seeking to force the Permanent Fund Corporation to transfer the full amount for Permanent Fund dividends this year.Listen nowSen. Bill Wielechowski fields a question from a reporter during a Senate Minority press availability, Jan. 28, 2015. (Photo by Skip Gray, 360 North)If successful, the lawsuit would double the dividend amount, from one thousand dollars to more than two thousand dollars.Wielechowski’s suit would essentially override Governor Bill Walker’s veto of half of dividend funding. The Anchorage Democratic senator said his research into the constitutional amendment and laws that provide for dividends show the money isn’t subject to annual spending by the legislature. He said Walker can’t veto it.“I have concluded that it was clearly the intent of the legislature and the people of Alaska to allow the legislature to put in statute provisions such are in current statute, that are not subject to appropriations,” Wielechowski said.State Department of Law officials have said all annual state spending – including dividends — is subject to the governor’s veto.Wielechowski pointed to a 1994 Alaska Supreme Court decision that ruled that Permanent Fund earnings go directly into the Permanent Fund earnings reserve account.“Because it is not an appropriation, its placement in the budget is superfluous and there was no – the veto is meaningless,” Wielechowski said.Wielechowski said he will seek an expedited hearing so that the lawsuit can be resolved before dividends are sent on October 6th.last_img read more

first_imgRishabh PantDelhi Capitals TwitterWicket-keeper batsman Rishabh Pant has been confirmed as the replacement for Shikhar Dhawan after the latter was ruled out of the entire ICC Cricket World Cup 2019, in England due to a thumb injury.The prolific opener suffered the injury after being hit by a Pat Cummins delivery during his 109-ball 117 knock against Australia. While the X-ray didn’t show any fracture, CT scan revealed otherwise and Dhawan was taken to a specialist for further assessment. He was given time to recover but according to sources he needed two weeks to recover, leading to his omission from the squad for the rest of the tournament.It will be a huge loss for the Virat Kohli-led side as the southpaw is a very important part of the team and was in form.The 21-year-old, wicket-keeper batsman Pant, who plays for Delhi Capitals, was not included in the 15-member squad for the World Cup. Experienced campaigner Dinesh Kartik was selected instead of him which triggered mixed reactions from experts and fans. He had scored 488 runs in 16 matches of the IPL including three half-centuries. But the team management felt he is not ready for the World Cup. His performance for India is not that good though, he has played five ODIs scoring 93 runs at an average of 23.25. Considering his form in the IPL former cricketers around the world stated that the selectors played it ‘safe’ by choosing Kartik.Rishabh Pant is already with the team as cover for Dhawan. He reached Manchester and joined the Indian team ahead of the clash against Pakistan. India are currently placed fourth in the table and will next face Afghanistan on Saturday, June 22. The Delhi Capitals batsman might get a call up in that match considering India having a much better chance of winning against the minnows who are yet to win a game in the tournament.last_img read more

first_imgSpider-Man: Far From Home and Jyothika’s Raatchasi.PR HandoutTime and again, Hollywood films have proved that they have a constantly growing market in Chennai. Spider-Man: Far From Home has now taken the top spot after getting a flying start at the collection centres in the capital city of Tamil Nadu.Spider-Man: Far From Home has, in fact, performed better than local movies. It has raked in Rs 1.61 crore from 231 shows at the Chennai box office, as per Behindwoods.Jyothika’s Raatchasi is in second place at the Chennai box office. It has raked in Rs 68.01 lakh from 201 shows. It is considered to be a good number for a female-centric film.It is followed by Kalavani 2, which has earned Rs 13.96 lakh from 78 shows. The movie was hit by financial issues on the opening day, leading to the cancellation of shows across the state.Yogi Babu’s Dharmaprabhu has entered its second weekend in Chennai. Unfortunately, the film has failed to perform. It earned Rs 9.60 lakh to take its total collection to Rs 57.26 lakh by the end of its second weekend.Hindi film Article 15 has grossed Rs 9.48 lakh from 36 shows at the Chennai box office. It has collected Rs 33.28 lakh from 36 shows.Samantha’s Oh! Baby has got an average opening in Chennai. It has earned Rs 9.43 lakh from 45 shows. Hollywood flick Annabelle Comes Home has collected Rs 8.30 lakh from 48 shows to take its total tally to Rs 77.60 lakh.Vijay Sethupathi’s Sindhubaadh, which saw the light of the day after much delay, has failed to set the box office on fire. To everyone’s shock, the business has completely dropped in the second weekend itself.It has made a collection of Rs 5.97 lakh from 48 shows to take its total tally to Rs 1.84 crore. Jiivi has raked in Rs 3.62 lakh from 39 shows to take its total tally to Rs 11.67 lakh.last_img read more