Tag: 上海419龙凤OI

first_img Thursday, the Data and Analytics division of Black Knight Financial Services, Inc. released it May 2017 mortgage performance statistics, which are derived from its loan-level database that represents the national mortgage market majority. Black Knight found that prepayments, which normally are a good indicator of refinance activity, jumped 23 percent month-over-month—the highest point so far in 2017. This is likely due to softening interest rates. These levels are still more than 18 percent below where they were this time last year.Delinquencies fell 7.13 percent month-over-month, which is a reversal of its performance in April when they rose 13 percent, the largest increase since November 2008. It’s typical to see a partial reversal in calendar-driven increases. Loans either seriously delinquent (90 or more days past due) or in active foreclosure both hit 10-year lows in May and is continuing to improve. Only 421,000 loans are in active foreclosure, a decrease of 12,000 since April and 153,000 since 2016.The top five states by non-current percentage were Mississippi at 10.66 percent, Louisiana at 8.68 percent, Alabama at 7.13 percent, West Virginia at 6.83 percent, and Maine at 6.60 percent. In the bottom five states for past due mortgage payments, Oregon came in at 2.70 percent, Idaho at 2.69 percent, Minnesota at 2.51 percent, North Dakota at 2.26 percent, and Colorado at 2.12 percent. Mississippi, Louisiana, and Alabama kept their same ranking in the top 5 states by 90+ days delinquent at 3.10 percent, 2.56 percent, and 2.13 percent respectively.Foreclosure starts saw a slight increase in May, with 55,800 loans referred to foreclosure, which is a 5.7 percent increase over April. This is the second lowest number of monthly starts since 2005.A more in-depth look at mortgage performance, including an analysis of data supplemented by detailed charts and graphs that reflect point-in-time observations will be released by July 10, 2017. It will be available here. in Daily Dose, Data, Featured, News Mortgage Performance 2017-06-22 Brianna Gilpin June 22, 2017 630 Views center_img Share 5 of the Best and Worst Mortgage Paying Stateslast_img read more