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first_imgMercatorNet 10 March 2014With graduation around the corner for the class of 2014, many students are beginning to ponder what kind of job will pay off their mountain of debt. And well they should. TIME reported last week that the average amount of student debt for the class of 2012 was $29,400. Over the past ten years, the amount of student debt nationwide has grown from an already staggering $253 billion to a suffocating $1.08 trillion—a 300% increase.The problem, of course, is that debt keeps America’s young graduates from pursuing life as they otherwise might. In an economy driven by consumer spending, more cost-conscious young Americans spells troubled times ahead. And whereas student debt used to make it easier for college graduates to qualify for a mortgage, as it generally meant a higher-paying job, lenders now are increasingly wary of large amounts of debt.The TIME story cited many factors for the increase in debt, including the rising cost of higher education coupled with stagnant wage growth. But another, little-cited cause may run even deeper.The New Research – The best college-aid programThe rising cost of a college education, coupled with the federal government’s eagerness to expand levels of student loans allegedly to make higher education more affordable, means that the average senior graduates with not only a degree but also a huge amount of debt. These numbers get a lot of press, but almost no attention has been directed to a major cause of student debt: having divorced or remarried parents.According to a study by sociologists at Rice University, collegians whose parents are not married to each other face significantly heavier financial burdens for the simple reason that married parents, relative to other parents, contribute significantly more to their children’s college education.  Looking at data from the National Postsecondary Student Aid Survey, Ruth N. López Turley and Matthew Demond compared the financial contribution of parents by marital status to their children’s education using a sample of 2,400 undergraduates during the 1995–96 academic year. These older data were mined because they were the most recent data that included parental interviews reporting their financial contributions toward their children’s education. In every measure—and in descriptive analyses as well as in multivariate regressions that controlled for factors that might explain the parental marital-status difference—the researchers found that marital status was the most significant and consistent determinant of the amount of money parents contribute toward their children’s college expenses.http://www.mercatornet.com/family_edge/view/13698last_img read more

first_imgIn observance of International Literacy Day 2016, Digicel Guyana Inc visited St Cuthbert’s Mission where members of its staff engaged the pupils of the nursery school in a reading and storytelling exercise.Public Relations Officer Vidya Sanichara noted that the exercise was held to show the children the importance of reading, as a means of giving back to the community. She noted that Digicel supported the notion of promoting literacy since it was an instrument of empowering individuals, communities and societies.Officials of the telecommunications giant posed with the teachers and children of St Cuthbert’s Mission Nursery SchoolDigicel Guyana Inc also used the opportunity to donate a quantity of books, back-to-school items and backpacks to the students and teachers during its visit.Sanichara mentioned that since Digicel was the network of choice in most of the Indigenous communities in Guyana, it is only fitting that the company visits these areas to give back to subscribers.Acting Headmistress Helen Kattow expressed her gratitude, noting that Digicel always visited and spent time with the teachers and children. “We are grateful as always, the children get very excited when they see the Digicel bus coming into the village. Thank you so much Digicel.”Also present for the event was Lenox Shuman, Toshao of the Mission. He expressed a similar appreciation to Digicel for its continuous support, especially when it comes to literacy.“We appreciate initiatives like this; it shows a different degree of corporate responsibility, which is welcomed in our community. The more corporations that do this, the better off we will be,” the Toshao said.Fifty years ago, UNESCO officially proclaimed September 8 as International Literacy Day. It was celebrated on Thursday bringing together the Private Sector, communities, teachers, students, learners, NGOs, and governments to actively mobilise and promote literacy.Meanwhile, the communications company will also be visiting several other indigenous communities throughout the month of September to make similar donations as Guyana celebrates both Indigenous Heritage Month and Education Month.last_img read more