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first_img September 10, 2017 1,018 Views Related Articles Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago FinTech 2017-09-10 Brianna Gilpin in Daily Dose, Featured, News, Technology The Best Markets For Residential Property Investors 2 days ago Home / Daily Dose / The Week Ahead: Examining the Fintech Landscape  Print This Post Subscribe Other Events in the Week Ahead: Bright MLS Housing Update, Tuesday, 10:00 a.m. EDTFreddie Mac Weekly Mortgage Survey, Thursday, 10 a.m. EDT.Bank Reserve Settlement, WednesdayFed Balance Sheet, Thursday 4:30 p.m. EDTConsumer Sentiment, Friday 10:00 a.m. EDT Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Brianna Gilpin, Online Editor for MReport and DS News, is a graduate of Texas A&M University where she received her B.A. in Telecommunication Media Studies. Gilpin previously worked at Hearst Media, one of the nation’s leading diversified media and information services companies. To contact Gilpin, email [email protected] Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Freddie Mac: Unaffordability Everywhere Next: Assurant Committed to Harvey Relief Efforts Share Save Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago Tuesday, the Committee on Banking, Housing, and Urban Affairs will meet in an open session for a hearing titled “Examining the Fintech Landscape.”Governor Lael Brainard, Member of the U.S. Federal Reserve’s Board of Governors, said in a speech at the Conference on Financial Innovation that Fintech puts financial change at consumers’ fingertips and gives consumers and small business more real-time control over their finances, but the potential risks and the regulatory environment are subjects that need to be looked into further.“We should be attentive to the potential social benefits of these new technologies, prepared to make the necessary regulatory adjustments if their safety and integrity are proven and their potential benefits found to be in the public interest, and vigilant to ensure risks are well understood and managed,” Brainard said.To see the live webcast, tune in at 10 a.m. EDT here. Servicers Navigate the Post-Pandemic World 2 days ago The Week Ahead: Examining the Fintech Landscape Demand Propels Home Prices Upward 2 days ago Tagged with: FinTech Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily About Author: Brianna Gilpin The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

first_img Google+ Harps come back to win in Waterford By News Highland – June 5, 2020 RELATED ARTICLESMORE FROM AUTHOR Twitter WhatsApp Facebook News, Sport and Obituaries on Monday May 24th Google+ Pinterest A further 7 people with Covid 19 have died and there are 28 new confirmed cases.It brings the death toll here to 1,670 and the total number of cases is 25,163.Chief Medical Officer Dr Tony Holohan has more details on which settings account for most of the deaths:Audio Playerhttps://www.highlandradio.com/wp-content/uploads/2020/06/holohan7pm.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. FT Report: Derry City 2 St Pats 2 center_img Pinterest Derry draw with Pats: Higgins & Thomson Reaction Previous articleNo promotion or relegation for North West CricketNext articlePolice carry out public safety operation in Derry News Highland Important message for people attending LUH’s INR clinic AudioHomepage BannerNews Further 7 people with Covid-19 have died Twitter DL Debate – 24/05/21 Facebook WhatsApplast_img read more

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Kyle Norton was arrested on driving while intoxicated charges after he allegedly crashed into a school bus carrying six children and a pregnant woman’s car, police said.An East Islip man was arrested on drunken driving charges Friday after he allegedly crashed into two vehicles—a school bus and a pregnant woman’s car—in Brentwood, Suffolk County police said.Police arrested 37-year-old Kyle Norton after two Good Samaritans followed his Chevrolet Trailblazer after the first crash and called 911, police said.Four children on the school bus and the pregnant woman and her two children were taken to Southside Hospital in Bay Shore with minor injuries, police said. All have been released.The school bus, which had six children inside, was hit in the rear on Broadway and Dolce Street at 3:34 p.m., police said. Norton allegedly fled the scene and crashed into the woman’s car on Alkier Street and Gibson Avenue two minutes later, police said.Norton was also charged with leaving the scene of an accident, aggravated unlicensed of a motor vehicle and criminal possession of a controlled substance.He will be arraigned Saturday at First District Court in Central Islip.last_img read more

first_imgThe 2008 UNAids report provides revealing information about the global HIV/Aids epidemic. (Image: UNAids) The Aids ribbon emblazoned across the UN building in New York during the first special session of the General Assembly to discuss Aids, held in 2001, 20 years after the discovery of the disease. (Image: UNAids)Janine ErasmusIn a recent United Nations report on HIV/Aids, South Africa is named as one of three countries in the Southern African region where the HIV infection rate is stabilising. The other two are Malawi and Zambia. Overall, the biennial report, published on 29 July 2008 by the Joint United Nations Programme on HIV and Aids (UNAids), carries both positive and negative news in terms of the African situation.Sub-Saharan Africa remains the most heavily infected region in the world, according to the report. Of all people living with HIV in the world, 67% lived in sub-Saharan Africa, and of all the Aids-related deaths in the world, 75% of them occurred in sub-Saharan Africa in 2007. The number of people infected in 2007 grew by an estimated 1.9-million to around 22-million. While the infection rate in sub-Saharan Africa varies widely from country to country, the nine Southern African countries continue to bear the heaviest burden, accounting for 35% of all HIV infections and 38% of all Aids deaths in the world.The report also notes that in the region as a whole, infection among women is far greater than men, especially among the younger generation, although globally the incidence of women living with HIV has remained stable at 50% for a number of years.Heterosexual intercourse is still the major route of transmission in sub-Saharan Africa, but studies have shown that homosexual intercourse may play a more important role than previously thought. In East and Southern Africa drug use is another factor, with the infection passed on mainly through contaminated equipment.Despite the fact that South Africa still has more people living with HIV than any other country in the world, statistics indicate this number seems to be stabilising at 5.7-million. This is in line with the global trend.UNAids does specify, however, that the actual number of people living with HIV continues to grow because of ongoing new infections and increasing access to antiretroviral therapy, which prolongs life. For instance, Namibia’s treatment rate soared from 1% in 2003 to 88% in 2007.Young women most vulnerableNational statistics body Statistics South Africa (Stats SA) released its mid-year population statistics on 31 July 2008, putting the total population at 48.7-million and the estimated overall HIV prevalence rate at about 11%. Of this percentage, women between 15 and 49 years old form the largest group.Differing slightly from UNAids figures, Stats SA puts the HIV-positive population at approximately 5.35-million. The most vulnerable population group is young women between 15 and 24 years of age, as they account for more than 90% of new infections in South Africa.The epidemic in Malawi and Zambia has also reached a plateau, according to UNAids, but other Southern African countries are not as fortunate – Lesotho shows a higher HIV prevalence among pregnant women, while infections among young Mozambicans are on the rise and in some areas of that country 20% of the adult population is infected.However, UNAids studies reveal that the epidemic in Zimbabwe has declined sharply, especially among pregnant women attending antenatal clinics. In this category the infection rate dropped significantly from 26% in 2002 to 18% in 2006, and among young pregnant women aged between 15 and 24, infection fell from 21% to 14% over that same period. The major reason for this is the practice of safer sex, as is the case in Malawi and Zambia.Botswana also shows a lower rate of infection among young pregnant girls (15 to 19 years old), from 25% in 2001 to 18% in 2006, while figures for pregnant women in Angola show little change since 2004, indicating a possible stabilisation.A number of East and West African countries, where the epidemic is comparatively smaller, have seen a stabilisation and in some cases a reduction in the HIV infection rate. Among these are Burkina Faso, Côte d’Ivoire, Mali, Nigeria, and Uganda. In Nigeria, Africa’s most populous country, the epidemic shows signs of stabilising at 3.1%. More health-conscious behaviour, especially the use of condoms and more efficient prevention of transmission from mother to child, notably in Benin, are among the reasons for the downward trend.In a number of countries in Central and West Africa as well as the Horn of Africa, adult HIV prevalence dropped below 2% in 2007. However, this figure stands above 15% in seven Southern African countries (Botswana, Lesotho, Namibia, South Africa, Swaziland, Zambia, and Zimbabwe), and above 5% in seven other African countries (Cameroon, the Central African Republic, Gabon, Malawi, Mozambique, Uganda, and Tanzania). The worst-hit country is Swaziland, whose adult HIV prevalence of 26% is the highest in the world.Fighting HIV/Aids on a global scaleEstablished in 1994, the Joint United Nations Programme on HIV and Aids (UNAids) is a major driver in the fight against Aids and HIV on a global scale. The organisation’s mission is to lead, strengthen and support a multi-faceted response to HIV and Aids, which includes preventing transmission of HIV, providing care and support to those infected, reducing the vulnerability of individuals and communities to HIV and alleviating the impact of the epidemic.UNAids is based in Geneva, Switzerland. Belgian scientist, academic and activist Dr Peter Piot has headed the organisation since its inception.The UNAids Report on the Global Aids Epidemic is published every two years and draws on the best data available. The 2008 report gathered information from 147 countries measured against 25 core targets adopted in the 2001 United Nations Declaration of Commitment on HIV/Aids and, says UNAids, is the most comprehensive assessment of the international response to HIV ever undertaken.Do you have queries or comments about this article? Email Janine Erasmus at [email protected] articlesHIV/Aids in South AfricaUseful linksJoint United Nations Programme on HIV and AidsUNAIDS Southern African regionThe UNAIDS 2008 report on the global HIV/Aids epidemicAids Foundation South AfricaAVERTlast_img read more

first_imgJohannesburg’s Sacred Heart College has a long history of opening its doors to the most vulnerable children. Under the apartheid regime it educated children of all colours. Today, as home to Three2Six, it offers refugee children the chance of an education they may otherwise be denied.Like their pupils, teachers at Three2Six were once refugees themselves. Their common history makes it easier to build trust and understanding between pupil and teacher. (Image: Three2Six)Sulaiman PhilipThe administrative office of Three2Six, a foundation school for refugee children, is up a steep flight of stairs. With its door wide open, you can hear the students of Sacred Heart College exuberantly head to waiting cars or to extra-murals.Esther Munonoka, co-ordinator of the school, is disturbed by a tentative knock and timid voice. The former teacher, and refugee from Rwanda, excuses herself and talks calmly and peacefully to the young girl, whose unease melts away. Munonoka speaks whisper soft but confidently as she explains the challenges and successes of the programme, which is now entering its tenth year.Named for the hours the school runs, Three2Six offers refugee children the opportunity to get an education. It is designed as a bridge for refugee children before they enter the South African education system. Students at Three2Six are tutored in three foundation courses – English, maths and life skills – up to Grade 6.Munonoka explains: “We want to prepare our children to enter government schools. We give them a grounding that allows them to integrate into schools in their own communities.”Classrooms buzz with languages from across Africa – smatterings of Shona, French and Swahili – until classes begin. Pupils who have been at the school longer encourage newer children to speak English only. The teachers, all of them refugees, are able to help pupils overcome language and cultural barriers.Munonoka describes her charges as friendly, responsible and hardworking. To casual observers other adjectives come to mind: resilient, wary and aware. For them South Africa, and Sacred Heart, represent something we take for granted. Normal and safe, a place where they are free to learn, released from the fear of roaming bands of armed men. It’s a place that allows them to be children again.Some of the students may be undocumented, but Munonoka will not say. Or care. Unless the students and their parents want them to know. When they are in the classroom, the teachers teach. However, Three2Six does offer help, where it can, to families to get their immigration status legalised.For many, Sacred Heart is a safe zone, but Three2Six staff are well aware of the fears that drive life outside its gate. Whenever there is violence directed at immigrant communities, Munonoka and her staff are upsettingly conscious of it. The classes are small, so when even one child stays away, it is painfully obvious.Violence, sadly, is nothing new to many of the children who attend Three2Six. “Speaking generally, our children and their parents are escaping war, genocide, and persecution. They are looking for something we take for granted, an opportunity to learn. Some have walked from the DRC or crossed from Zimbabwe. We take the trust they put in us, to look after their children, very seriously.”At Three2Six refugee children get the chance to be kids again. (Image: Three2Six)For immigrant children, Three2Six is the lodestar. They attend religiously and parents are involved despite their circumstances. Administrators lament that their success has made them a choice for South African parents eager for their children to benefit from the educational grounding.“We have had some scary experiences because we won’t take in South African citizens. Our argument is the government is required to provide for the citizens of this country. We see ourselves as a partner of the government to help with a problem – we have an overwhelming number of refugees – that has overwhelmed them.”Hunger is also commonplace among the 275 children that Three2Six educates, with 300 on their waiting list. As Munonoka points out: “You can’t learn if you’re hungry.” The school provides students with a meal a day and has, over the course of its existence, served more than 350,000 meals.Sacred Heart College supplies school uniforms to the children. Often the uniform is among the few items of clothing the child possesses. (Image: Three2Six)A history of caringGiving Three2Six a home fits in with Sacred Heart’s long history of social engagement. In 1976, in defiance of the apartheid government, the school opened its doors to all races. It has been a beacon whose identity is wrapped up in its social justice activism.Colin Northmore, head of Sacred Heart College, explains that Three2Six would not exist if not for the work done by Bishop Paul Verryn at Johannesburg’s Central Methodist Church in 2003. “He called me and asked for help with the children who had taken refuge in the church after the first wave of xenophobia. We tried to help, we tried to do some teacher training, we tried to help with some of their other initiatives but they all collapsed.”While he takes as gospel the morality of doing something, Northmore believes that the work of the Central Methodist Church failed because there was no long-term plan in place. “At the time one of our brothers (Sacred Heart is one of 403 Marist Brothers schools spanning the globe) from Brazil was passing through and spoke about a programme they were running. They had a fee-paying school in the morning and a fee-free school in the afternoon and an adult education programme in the evening.“One of the defining features of that school was they did not use the same staff. All of these ideas coalesced and led to us asking: where is the social injustice in Johannesburg. That’s where Three2Six was born.”Reaching outThe project helps documented and undocumented migrants who would otherwise struggle to gain access to education. Northmore stresses that the programme is not a school but a bridging programme. He believes South Africa’s future is best served by allowing migrants to integrate into society.“We are not best served if migrants lock themselves in their own enclaves, or if South Africans build walls around themselves. We do not benefit from one another if we lock ourselves away out of fear or a lack of understanding.”Building understandingIf there was criticism, Northmore explains, opinions were quickly changed as children began playing and talking to each other. Understanding grew as Three2Six children were made to feel welcome on the bucolic grounds of Sacred Heart. “Our afternoon children are encouraged to use the sports fields as well, to be normal kids, to laugh and play. To have a normal childhood.”Watch: Precieuse: a refugee’s story. An animated biographical story created by the children of the Three2Six school at Sacred Heart CollegeNorthmore believes the well-heeled students of Sacred Heart have benefitted as much as the refugee children they have welcomed into their world. Kindness and respect, he believes, triggers understanding and opens up the possibility of transformation on both sides.“My parents are very proud of this project. The mothers of my day school noticed that some of our students weren’t eating their meals; they were packing them up and taking them home. So they started a food parcel project that now feeds a hundred families every month.”Now in its tenth year, Three2Six has spread to two other campuses and has been nominated for a JFK Humanitarian Award. The programme, one of a handful across the globe, is being recognised for its work in solving a growing problem – migration and how to accommodate refugees in an urban setting.“It’s a significant intervention into this problem in the world. How do you accommodate people moving to cities? And Three2Six is one small part of the answer to that question.“You need to understand something about Sacred Heart. We are one of the most diverse communities you will find. We are trying to fulfil the dream of what South Africa could become. My children already engage with difference.”What Munonoka, Northmore and the children of Sacred Heart and Three2Six have created is a community committed to embracing and celebrating all that makes us different.last_img read more

first_imgShare Facebook Twitter Google + LinkedIn Pinterest Another wild week for the markets. Is it irrational exuberance?Soybeans continue to show strength in the futures market.  Following are some reasons for the continued rally:Fear of lost/reduced bushels in ArgentinaMore potential for U.S. exports to fill China’s increased demandDecrease in the dollar’s valueLimited coverage by end users on soybean meal caused a panic to cover shorts in the marketFunds switched positions during the last two months to sizable long positionsSummer weather uncertainty may cause those short futures to exit positions until later in growing yearThe market may still be worried that corn acres are trying to be bought back at the last minuteBean’s technical “picture” still looks positive.In my opinion, some of these reasons why we could be at a near term top:Argentina’s “loss of bushes” represents only 2% of the world’s production or 10% of world projected carryoutIt’s uncertain that soybean meal end users will continue to be strong buyers in the long-term if weather looks favorableEven if funds that are long decide to reduce risk and sell, who is going to step up and buy?While futures increased during this rally, basis decreased at the processors signaling they don’t need beansThe May-Jul soybean spread is wide, suggesting the market wants beans storedFundamentally, the market may be near the topIn 2012 beans rallied $1.50 from March 1st  to May 1st, but then lost $1.50 from May 1stto June 1st. Ultimately beans rallied $3.50 after mid-June but only once summer weather was determined.Generally it is expected to be a warmer summer than normal, but precipitation may be above average too.  Many are saying it is a flip of the coin, making marketing difficult.CornThere has been some concern about Brazils safrina (or second) corn crop not getting enough rain.  While this may be an issue, it’s important to remember that Brazil only produces about 10% of the world corn crop and this second crop is half of their entire production.  The problem area might only represent 5% of Brazil’s total production.  Which would be less than 1% of the world production.Corn basis fell dramatically at ethanol plants across the country signifying this rally may be a bit overdone.  However the Gulf basis, which is an indication of export demand, has held strong. The May/July spread narrowed as the delivery process started.  This may indicate either exporters are short and trying to cover, or this rally is indeed warranted.Planting progress is good and most of the Corn Belt will be planted next week. This early planting may offset later weather issues, but it is still too early to tell.MacrosManaged money funds have been throwing a lot of cash at commodities.  This has caused a surge in prices that make fundamental traders scratch their heads. These funds have more money and can outlast everyone else when it comes to trading positions that might not make sense to others.  Could we go higher? Absolutely. Could the funds suddenly switch their positions and erase all the gains of the previous two months? Certainly.Market ActionFollowing provides details on recent trades including strategy and rationale.  A common theme throughout the trades is keeping my marketing strategy flexible with consideration to market volatility, decreasing risk as much as possible and taking advantage of opportunities for premiums in the market.  As always, I may not always hit the top, but I don’t want to be forced to take the bottom of the market.1) Bean FuturesTwo weeks ago an order I placed to sell Nov futures at $10 was hit.  80% of my 2016 production is now priced at a $9.50 average.2) Bean OptionsOn 12/18/15, when May beans were $8.80, I was concerned that the expected large South American bean crop combined with the large U.S. harvest could drive bean prices lower.  So, I wanted to minimize my downside risk while maximizing upside potential. Trade details:Bought an $8.80 putSold an $8.20 put (to pay the premium of the $8.80 put)Sold a $9.20 call (to pay the premium of the $8.80 put)This trade provided – 60 cents downside protection with 40 cents of upside potentialOutcome: on 4/22/16 when the May options expired I was required to take the $9.20 May sale because May futures were above $9.20 ($10.20).3) Bean SpreadWith all my old crop sold, I had to apply this $9.20 sale in #2 Bean option trade above to new crop.  Since my short was in May futures (which I had to be out of today) I bought my short position back in the May futures and sold July futures at the same time, receiving a 10 cent carry (or premium).  Now my sale is currently valued at $9.30 against July.  Right now there is a 20 cent inverse (decrease) from July to Nov, which increases my risk of taking a loss yet on this trade.  However, usually beans will adjust to a carry position closer to the delivery period when we have huge carryout like we have in the market currently, so I’m going to wait it out.  I think the risk is manageable and I’m comfortable with what I know today.  This makes me 100% priced on my 2016 production at a $9.45 average.4) Corn OptionOn 12/10/15 I sold a $4.00 May corn call for 10 cents.  On 4/22/16 the price of corn was below $4 ($3.71), which means this option was not executed and I keep the premium (10 cents).Earlier last week I sold a $4 Sep corn call for 20 cents.  I wanted to keep my options position the same and continue to sell strike prices that I believed were good sales in the past.  What does this mean?If corn is below $4 on 8/26 then I keep the premium and move onIf we are above $4 on 8/26, then I have sold at $4, but also keep the two call premiums 10 cents and 20 cents (i.e. $4.30 against Sep futures)There is some risk in the Sep/Dec corn spread, but usually the Sep/Dec spread eventually trades at a carry when harvest begins (meaning an additional 10 cents potentially).  I acknowledge my risk and am willing to except it on a limited amount of bushels.5) Corn OptionOn 2/19/16 I sold a $3.70 May corn call for 10 cents. Corn closed above $3.70 on 4/22/16 ($3.71), so I now have a short May future at $3.70.  However, I still get to keep the 10 cents premium from this trade (and an 8 cents premium from a previous trade that expired on 2/19/16).  This trade is now worth $3.88 against the May futures.6) Corn SpreadI had to roll this May corn short from #5 option forward. I chose July because the spread beyond was not wide enough given the large carryout of corn left in the US.  So again I bought my May futures back and sold July collecting 5 cents carry.  Now my $3.88 trade is worth $3.93 against the July futures.  Again, I have risk in the spread between July and Dec, but I’m comfortable based upon the information I have today.My marketing strategy has always been to keep my choices open and take advantage of opportunities as they become available.  The market can go up, down or sideways.33% of my crop is sold against futures that provide floor protection (if the market goes lower)33% of my crop is tied up with option sales (these work best in sideways markets)33% of my crop is unpriced, allowing for upside potential if the market ralliesI want the market to go up, but I’m protected in case it doesn’t. Jon grew up raising corn and soybeans on a farm near Beatrice, NE. Upon graduation from The University of Nebraska in Lincoln, he became a grain merchandiser and has been trading corn, soybeans and other grains for the last 18 years, building relationships with end-users in the process. After successfully marketing his father’s grain and getting his MBA, 10 years ago he started helping farmer clients market their grain based upon his principals of farmer education, reducing risk, understanding storage potential and using basis strategy to maximize individual farm operation profits. A big believer in farmer education of futures trading, Jon writes a weekly commentary to farmers interested in learning more and growing their farm operations.Trading of futures, options, swaps and other derivatives is risky and is not suitable for all persons. All of these investment products are leveraged, and you can lose more than your initial deposit. Each investment product is offered only to and from jurisdictions where solicitation and sale are lawful, and in accordance with applicable laws and regulations in such jurisdiction. The information provided here should not be relied upon as a substitute for independent research before making your investment decisions. Superior Feed Ingredients, LLC is merely providing this information for your general information and the information does not take into account any particular individual’s investment objectives, financial situation, or needs. All investors should obtain advice based on their unique situation before making any investment decision. The contents of this communication and any attachments are for informational purposes only and under no circumstances should they be construed as an offer to buy or sell, or a solicitation to buy or sell any future, option, swap or other derivative. The sources for the information and any opinions in this communication are believed to be reliable, but Superior Feed Ingredients, LLC does not warrant or guarantee the accuracy of such information or opinions. Superior Feed Ingredients, LLC and its principals and employees may take positions different from any positions described in this communication. Past results are not necessarily indicative of future results. He can be contacted at [email protected]last_img read more

first_imgUPDATED: To reflect clarification of interior sq. ft. for each unit in Rainbow Duplex.Given all the money and marketing that went into the construction of Austria Passive House 2010 – a showcase for Austrian Passivhaus construction products and techniques that attracted a lot of attention during last year’s Winter Olympics in Vancouver, British Columbia – members of the design-and-construction team that worked on the building thought it made good business sense to apply their know-how to a residential project that not only strives for Passivhaus performance but is also affordable.The 3,000-sq.-ft. Austria Passive House, or Austria House, as it was widely known, served as a communications center for the Austrian Olympic Committee and now is operated as an outdoor-activities center by the resort municipality of Whistler, which had donated the land for the project. Austria House cost about $1.23 million to build, including a $143,000 grant by the Whistler Blackcomb Foundation, although many of the construction materials for the project were donated by Austrian companies to help market their products.Emphasizing housing opportunities for local employeesBuilder Dürfeld Constructors, a Whistler-based company that was general contractor on the Austria House, and Marken Projects, a designer based in Vancouver, are now teaming up on an affordable-housing follow-up called the Rainbow Duplex. To help control costs, the project’s floor, walls, and roof will be built from prefabricated panels and will incorporate “as many local, renewable, and recycled materials as possible,” Marken says on its website.Construction started just a few weeks ago, and the duplex is scheduled for completion in the fall or 2011. Each unit will include four bedrooms and two baths in about 1,450 sq. ft. of living area, plus about 700 sq. ft. of garage and basement. The project is part of the Resort Municipality of Whistler’s Resident Housing initiative, whose affordability requirements are designed to keep costs on new construction below Whistler’s (relatively high) average real estate prices, and to provide housing for the community’s resident employees. Projects in the Resident Housing program typically are built on infill lots rather than in outlying areas, in keeping with Whistler’s goal of housing 75% of its workforce locally.A first step toward lowering construction costsDürfeld Constructors is building the panels – TJI joists with wood fiberboard on the outside, oriented strand board on the inside, and blown-in cellulose – to R-47 for the walls, R-67 for the main floor, and R-63 for the roof. Optiwin windows and siding will be installed before the panels are delivered to the site, Alex Maurer, a director of Marken Projects affiliate Fab-Homes, told GBA. (Fab-Homes offers a range of relatively inexpensive designs for homes that include a number of Passivhaus features.)The units will be equipped with Zehnder 350 heat recovery ventilators and Comfofond subsoil heat exchangers. Maurer expects the per-square-foot cost for the Rainbow Duplex to come in at a little more than $200, although the design-build team has come up with ways to fine-tune the prefabricated-panel system to further reduce costs. The per-square-foot cost for a second, similar project now underway, for example, is expected to be around $170, says Maurer, who adds that most of the savings will come from significantly shortening the on-site assembly time. For a single-family project, he says, assembly of the prefabricated panels now can be completed in as little as eight hours.last_img read more

first_imgHarry Potter stars James and Oliver Phelps recently visited one of Teenage Cancer Trust’s units at the Royal Orthopaedic Hospital in Birmingham to celebrate its third birthday.James and Oliver Phelps With Teenage Cancer TrustCredit/Copyright: Teenage Cancer TrustAs well as meeting patients and joining in the celebrations, the brothers presented the young people with an Arcade Machine as a special present.James said: “We’ve been supporting Teenage Cancer Trust for a while now because they’re such a great charity. It was great to see this unit today and celebrate this milestone with the unit, the young people and the charity.”Oliver adds: “Teenage Cancer Trust know that teenagers don’t stop being teenagers just because they have cancer, so we thought an arcade machine was a great way to keep them occupied during long stays in hospitals. We’ve certainly enjoyed playing on it today, and we hope the young people do too!”The twelve bed unit took the charity four years to develop and opened to patients in 2010. The unit cares for patients aged 13 to 18 with bone and soft tissue tumours from the West Midlands as well as across the UK. Teenage Cancer Trust recently opened an additional space for 18-24 year olds in the same hospital.The unit, which includes two six-bed bays, all equipped with TV and DVD/CD playing facilities and a parent’s recliner chair/bed, provides a home from home for many young people and their families. Unlike ‘ordinary’ hospital wards, it has a conservatory with a lounge area including a pool table, digital jukebox and gaming zone, a kitchen with built in appliances, an outside patio as well as access to media facilities such as the internet, TV and music.Source:Teenage Cancer Trustlast_img read more

first_imgFacebook Twitter Google+LinkedInPinterestWhatsAppprovidenciales, 20 Nov 2014 – Scholarship board meetings have begun and the Turks and Caicos Islands Scholarship Secretariat this year included a new element; a meeting with guidance counsellors of both the high schools and the TCI Community College to ensure that the application process is clearly understood. This effort at greater transparency is likely in response for the call by residents to know more about the efforts of the Secretariat… the board is often accused of ‘curry favor.’ On the agenda at the awareness meetings were requirements for qualification, the explanatory note to the application form for 2015, institutions of higher learning recommended for next year, priority areas for 2015, accuracy in filling out the application and who qualifies as a Belonger and documents to support. There will be more meetings according to the Secretariat which reported that it felt this round of sessions went very well. During House of assembly on Monday, Premier Rufus Ewing announced that his administration is increasing the budget allocation for scholarships next fiscal year. MINISTRY OF EDUCATION ANNOUNCES 2017 INTERNATIONAL SCHOLARSHIP AWARDEES Related Items:premier rufus ewing, scholarship, Turks and Caicos Islands Scholarship Secretariat Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsApp Beaches puts former Premier on blast about controversial pier Bishop says peace & prosperity is everybody’s responsibility at Law Enforcers Church Servicelast_img read more