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first_img 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Still reeling from the new TILA-RESPA Integrated Disclosures, mortgage lenders got about a five-minute breather before the next big bombshell hit: the CFPB’s amendments to the Home Mortgage Disclosure Act. Through the act, Congress has charged the regulatory agencies with identifying and combating discriminatory practices within the mortgage industry. Through Regulation C, first the Federal Reserve Board and now the CFPB has for many years required qualifying financial institutions to track and report specific pieces of information on the loans that they make for home purchase, refinances of home purchases and home improvement purposes.However, over the years mortgage products and the delivery systems have changed significantly, and those changes have affected the value of the information being reported. As a result, HMDA has been revised from time to time to ensure that sufficient information is being received to enable the regulatory agencies to identify potential redlining and other discriminatory practices.More recently, the Dodd-Frank Act required both an expansion of the scope of the loans for which information is gathered and an expansion of the scope of the information being gathered in order to provide a more robust picture of the mortgage lending activities within individual financial institutions and across the industry.The new HMDA rule is lengthy and significantly expands the types of loans for which reporting will be required, expands the small lender exemption, modifies many of the existing data fields and adds a number of new fields. The only good news here from an operational perspective is that the CFPB has provided what appears to be a manageable lead time before the new tracking and reporting requirements take effect. continue reading »last_img read more

first_imgThe Arthur George founder, 33, has kept a relatively low profile over the past few years, but popped back up on an October episode of the E! reality show in honor of Kim Kardashian’s 40th birthday.“Major throwback lol HAPPY BIRTHDAY @kimkardashian‼️” Rob captioned an old photo for his sister’s big day on October 21. “Wishing you another Blessed year filled with good health and HAPPINESS 🙂 💙💙 I LOVE YOU SO MUCH woohoooo!!”Rob Kardashian Through the Years: Reality TV Star to Arthur George Sock DesignerE!Rob was also in attendance for the Skims founder’s private island birthday party last month.- Advertisement – The momager gushed about her only son, revealing how he’s grown as a parent after welcoming daughter Dream in November 2016 with his ex-fiancée Blac Chyna, who is currently suing Kardashian family for allegedly getting the pair’s E! reality show canceled.Kris Jenner Says Rob Kardashian Is So Good After His KUWTK ReturnKris Jenner Rob Latour/Shutterstock“His daughter, Dream, is great and he’s so in love with that kid,” Jenner explained. “He’s such a great dad and you never know — you have kids, they grow up, they have their kids — and you just don’t know how somebody is going to be as a parent but he’s just … wow.”She added: “He really is amazing.”- Advertisement – Back in action! Kris Jenner opened up about how her son, Rob Kardashian, is doing after reappearing on Keeping Up With the Kardashians last month.“He’s so good. He is so good,” Jenner, 64, said on the Tuesday, November 3, episode of iHeartRadio’s “Pretty Messed Up” podcast. “He’s really great.”- Advertisement – The California native was all smiles as he posed for photos with four of his five sisters while on vacation with the family in October. He was joined by Kim, Kourtney Kardashian, Khloé Kardashian and Kendall Jenner. Kylie Jenner missed the festivities due to “other commitments,” a source previously told Us Weekly.Rob also appeared on KUWTK in April in an episode celebrating his daughter’s 3rd birthday.“I am so proud of Rob and what a cute party he gave for Dream,” Kris said during the episode, referencing the Trolls-themed bash Rob threw. “He wanted it to be so special. From the cake to the bubble guy, it was just so cute.”The Grandeza Hot Sauce cocreator returned to social media two months later in June after being out of the public eye for some time. He posted photos from Khloé’s 36th birthday party where he showed off his slimmer figure.A source exclusively told Us in July that the reality star has been “taking really good care of himself” lately and is “in a good mental state.”The insider added: “He’s really focused on being a parent, he lives for Dream and that keeps him in a good place.”Listen to Us Weekly’s Hot Hollywood as each week the editors of Us break down the hottest entertainment news stories! – Advertisement –last_img read more